Northern Benefits MA

Northern Benefits of Massachusetts provides the best employee benefits products and services, customized to the needs of each client. We go beyond basic spreadsheet analysis to help each client build a sustainable employee benefits package.

We introduce our clients to concepts such as consumer driven healthcare and tax advantaged plans. We are also experts at the design and delivery of voluntary benefits. Our clients are provided with excellent on-line HR and employee benefit resources which help reduce overhead and maximize efficiency. We also custom design open enrollment and new hire communications pieces as well as run all open enrollment meetings.

Massachusetts employers are required to comply with Massachusetts Health Care Reform. Unlike most brokers, we offer education to employers about their specific responsibilities under the law. We also provide resources and specific direction to our clients to help them avoid fines and penalties for non-compliance.

"What are the major requirements for Employers under Mass Healthcare Reform?"

• Fair Share Contribution
• Section 125 Plan
• Employer Fair Share Contribution Report
• Health Insurance Responsibility Disclosure
• Non-Discrimination
• Can my Employees Enroll in Commonwealth Care?
• How is the Individual Mandate Enforced?
• What impact will the Individual Mandate have on my business?
• What is an employer chooses not to comply?

Carriers in Massachusetts

• BlueCross BlueShield of Mass
• Harvard Pilgrim Health Care
• The Choice Care Card
• Tufts Health Plan
• Trustmark
• John Alden
• Assurant Health
• Fallon Health
• Altus Dental
• Delta Dental of Mass
• Assurant Dental
• Met Life
• Principal Financial Group
• The Hartford