Autumn and Long Term

Care Planning

for Baby Boomer

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Maine Health Data Organization

Provides cost and quality information

for consumers

Key Health Reform Components & Timeline - 2010

Coverage Changes effective for new business and renewals on or after September 23, 2010 (as applicable to plan designs):

Grandfathered Plans:   Grandfathered Plans are group health plans in effect as of

March 23, 2010, that do not have any benefit changes other than federal requirements noted above; not entirely clarified, and subject to further reform guidance and regulation

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Click on the Chamber of Commerce link for up-to-date information on living and working in the Champlain Valley area.
http://www.vermont.org/index.html

VBSR Mission Statement: "To foster a business ethic in Vermont that recognizes the opportunity and the responsibility of the business community to set high standards for protecting the natural, human, and economic environments of our citizens."
http://www.vbsr.org

We think you'll find "Your HR Partner" to be filled with various ways of building your company's benefit portfolio while at the same time offering help; such as our Compliance Issues section. The links being provided to you here are to companies that Northern Benefits deals with on a daily basis with our clients. If you have any questions please contact your nearest Northern Benefits' representative. See Contact Us Page.

Transformation One Wellness

Northern Benefits is now partnering with Transformation One, LLC to offer all of our clients an easy way to get on the worksite wellness wagon.  Clients who choose to participate have access to:   

1) Free wellness consulting from Transformation One to help them develop a well-rounded wellness strategy that will meet their company's needs 

 2) A variety of tools and programs that Transformation One delivers 

An increasing number of studies show that on average every $1 spent on worksite wellness generates savings of $3-$6 for the employer.  However, many of our clients still struggle to figure out how to implement truly successful wellness programs.  They realize that it requires a significant investment of time and dollars just to get started.  

That is why we are offering this value-added service completely free of charge: we want to make it easier for our clients to implement wellness and reap the cost-saving benefits of a healthier workforce.  

We have all seen healthcare costs rise and outpace inflation while health issues continue to worsen.  It makes good business sense to invest in employees' health in order to increase productivity, reduce absenteeism, minimize workers' comp and generally boost the morale within the company.  We want to help your company get started effectively, affordably and headed towards wellness success.

For more information please contact us directly at (802) 865-2733 or ask your broker to tell you more about the wellness program.  We would be happy to set up a free consultation with someone in your company.

Dr. Dynasaur is a  health  insurance program for children, teens under 18 and pregnant women. Broad income guidelines are designed to cover as many families as possible - currently a family of four can make up to $60,156 per year and still be eligible. You may qualify even if you have other health insurance.

Even if you are 18 to 21 years old, you may be eligible for low cost or free health insurance.

For more information about Dr. Dynasaur go to the Dr. Dynasaur/Medicaid website, or call Vermont Health Access Member Services at 1-800-250-8427.